Social Security Payment Schedule 2026

2025 Social Security COLA SSDI payment schedule SSI payment schedule 2025 Social Security payment schedule Download the 2025 payment schedule Get help applying for disability benefits Resources > General General Social Security Payment Schedule 2026 Written by Jackie Jakab Lead Attorney Published December 17, 2024 2 min read Why trust us? Compass Disability offers free, high-quality disability advice for Americans who can't work. Our team of Stanford and Harvard-trained lawyers has a combined 15+ years of legal experience and has helped over 50,000 Americans apply for disability benefits.

Why trust us? If you receive Social Security benefits, knowing when to expect your monthly payments can help you plan ahead. The Social Security Administration (SSA) schedules payments for retirement benefits, survivor benefits, and disability benefits on specific days of the month, which are determined by your birthdate and the program you’re enrolled in.

Keep reading to find out when Social Security beneficiaries can expect benefit payments and download a calendar with payment dates for 2025.

2025 Social Security COLA

Each year, the SSA increases its benefits amount to keep pace with inflation. COLA adjustments are based on the Consumer Price Index, which measures changes in prices of everyday goods over time. For 2025, the benefit increase will be 2.5%.

The annual COLA amount fluctuates each year based on inflation and other economic factors, so next year’s COLA increase may be bigger or smaller.

Social Security pay chart

Due to the cost-of-living adjustment, the maximum payment amount for Supplemental Security Income (SSI) in 2025 will be $966, an increase from $943 in 2024. For Social Security Disability Insurance (SSDI), the maximum monthly payment amount in 2025 will be $3,917, up from $3,822 in 2024.

How much are my Social Security payments?

To view your new payment amount with the 2.5% COLA increase, log into your mySocial Security account . If you’re considering applying for disability benefits, use this calculator to estimate your monthly payment. Your exact payment amount depends on your work history and income.

Estimate your disability benefit amount in just a few steps We'll use the Social Security Administration's formula to estimate your monthly benefit.

Average monthly check

$1,489

SSDI payment schedule

If you receive Social Security Disability Insurance (SSDI), your payment date is determined by your birthdate. You’ll receive your payment on either the second, third, or fourth Wednesday of each month, depending on when you were born. If you began receiving Social Security benefits before May 1997, or if you get both SSDI and Supplemental Security Income (SSI), your SSDI gets paid monthly on the 3rd and SSI benefits on the 1st.

If you were born on this day:

Your benefits will be paid on:

1st - 10th

The second Wednesday of the month

11th - 20th

The third Wednesday of the month

21st - 31st

The fourth Wednesday of the month

SSI payment schedule

If you receive Supplemental Security Income (SSI), your monthly benefits are paid on the first of each month. If the first falls on a weekend or federal holiday, SSI beneficiaries will receive payment on the preceding business day.

2025 Social Security payment schedule

Social Security payments for 2025 will be deposited into your bank account or mailed to you on the same day of the month as they were in 2024. For example, if you received an SSDI payment on the third Wednesday of each month in 2024, you’ll continue to receive payments on the same schedule in 2025.

Scroll to see how holidays and payment days line up for 2025:

Download the 2025 payment schedule

Save and print this calendar with the 2025 payment dates for retirees, survivors, and disability beneficiaries:

Get help applying for disability benefits

If applying for disability benefits is on your to-do list in 2025, Compass Disability can help. Take our 2-minute quiz to see if you qualify for benefits and speak with a team member about your disability claim. If you'd like, we can introduce you to a qualified disability lawyer who can help you navigate the disability application process.

Social Security Updates

2024 Year in Review

2025 Changes for Social Security

Jackie Jakab

Lead Attorney

See if you qualify See if you qualify How long has your condition made it hard to work?

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